Rahul and Preity, a lovely couple in Bengaluru, finally got married after months of convincing their parents. Everything was like a dream come true for them. They planned their honeymoon to Maldives and were obviously very excited. The day they were meant to go for their honeymoon, Preity met with a car accident. She was hospitalized and was in a very serious condition. Fortunately, Preity got fine after a few days, but they had to cancel their flight, hotel bookings and everything else that Rahul planned for his beloved wife.
If we look at this situation from a practical point of view, Rahul’s money invested on their honeymoon was a complete waste and the hospital bills were an added expenditure. If Rahul had his trip insured with a travel insurance, he could have saved money. So, don’t be the next Rahul and Preity; before you plan your after-wedding trip, do get the trip insured.
Reasons Why You Need To Insure Your Romantic Getaway
An insurance policy can help you protect the investment you made in your romantic trip. Depending on the policy you choose, you can get a cover for a variety of losses, such as trip cancellation, lost baggage, medical emergency and others. Some of the major situations where you may need insurance for your trip include (but not limited to) the following –
- You met with an accident just a day before the trip: With an insurance policy by your side, you can get the non-refundable fares paid and reschedule the trip at a later date.
- Your beloved wife gets sick at the romantic getaway destination: An insurance policy would make it easier for you to pay the hospitalization and medical bills. In case, both of you get sick, the policy would make travel arrangements for your family member to fly to your destination and look after you.
- Your checked-in luggage goes missing at the airport: In such a situation, a travel insurance policy compensates the amount that will be required to buy the permanently lost stuff.
- You Are Called Back Home For An Emergency: In this situation, all the trip expenses will be covered by the policy.
With this, it is quite clear as to why you need an insurance policy for your after-wedding trip. The sooner you purchase a policy, the sooner you’ll get covered against losses. So, right after you have booked your trip, do look for a policy.
How Much Does It Cost?
The amount you pay for the policy is dependent on the type of policy you choose. For example, a policy that provides trip cancellation cover can range between 4% to 10% of the total cost of the trip. A policy offering only medical benefits can cost as little as enjoying dinner in a restaurant.
Keep in mind to call your insurer as soon as you come across an emergency during your trip. Also, it is advised to carry copies of your insurance coverage while you are on the trip. So, what are you waiting for? Pick the right policy today and get your trip insured.